There are a million and one reasons why, in the forthcoming General Election, I will NOT be voting Conservative, but the so-called “Dementia Tax” is one of them. It probably won’t affect me in the short- or long-term, but what it could mean for those who are affected fills me with disgust.
All your life, you’ve worked hard. You’ve earned a living, bought your own home and raised a family. Throughout your working life, you’ve never skimped on paying your Income Tax and National Insurance contributions, and you’ve never required any state support. You’re comfortable in the knowledge that everything you’ve worked for will be passed down to your children.
You visit the doctor one morning, and you’re shocked to hear that you have an age-related condition that, over the years, will significantly reduce your independence. At some point in the near future, you will need around-the-clock care. It would be nice to think that, for all your contributions to the state, the state will reciprocate by looking after you so as not to burden your children.
However, in the 2017 General Election, the Conservatives won; implementing their social care scheme that takes all of your assets into account in order to pay for the care you need. All the money you paid in to that so-called National INSURANCE scheme throughout your decades in work doesn’t count for anything. Your assets are going to be stripped down to the last £100k, so that nice nest egg you were going to bequeath to your children is now mostly going to the State.
Except it doesn’t really go to the State, does it?
Under Tory ideology, the people who are going to be charged with your care are not public servants at all – they work for a private company who now manage the social care provision in your area. As such, they’re motivated more by profit than by service. The quality of care you receive can only be described as “acceptable” – you get the essentials, but your quality of life is rather lacking… and you’re paying for it! Some retirement, eh?
Everything you worked for in the knowledge that your children would benefit from it has now ended up on the bottom line of a profit and loss report, divvied up between the shareholders and the Chief Executive’s fat annual bonus. Or, worse still, siphoned to an off-shore tax haven. You didn’t ask to get ill, and you certainly didn’t choose to – yet you and your family are being punished heavily because of it while complete strangers are rolling in the fruits of your labour.
I don’t know about you, but I find that to be quite the kick-in-the-teeth – a means of asset-stripping the elderly, and funnelling it into corporate profits. It’s disgusting behaviour.
But the good thing is, it hasn’t happened yet. It can be stopped, and I’m going to do my part in stopping it:
I’m voting Labour!